Insuring Families and Businesses in Dallas for over 20 years

Hiring a Home Contractor

7 tips to help you stay protected when hiring a home contractor in Texas


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Interview at least three contractors.
This will help you decide which offers are legitimate and which may be too high or too good to be true. 
Ask a lot of questions. 
When you compare bids, make sure each one includes the same materials and the same tasks, so you’re getting a fair comparison. 

Get written estimates.
When you receive an estimate it should be on the companies letter head, along with the contact details. 
Know what you want before you get the estimates.
Start by having a specific plan in mind with what you want done and what materials to use, don’t start by talking to a contractor. 

Use local companies.
Make sure to check references and phone numbers.
BBB is a good site to use, incase of amy complaints. Ask friends, relatives and co-workers for references.
People in your neighborhood who have done similar projects are your best sources. 

Don't pay more then 10% up front.
A good contractor may typically require a partial payment up front to before they get started, but your final payment should only be made once the job is completed.

Don't be afraid to check them out.
Check licenses, complaints and litigation history. General contractors and most subcontractors should be licensed. 
Check the Better Business Bureau and local court records for problems. 
Ask the contractor for a copy of their license and copies of the licenses of the major subcontractors who will work on the job.
Google and Yelp also have reviews you can check out. 

Verify your insurance coverage. 
Know what is covered by your homeowners insurance and what is covered by your contractor’s business insurance. Get a copy of the company’s insurance policy.

Ask around. 
Ask your friends, relatives and co-workers for references. People in your neighborhood who have done similar projects are your best sources. Check out next-door.com to connect easily with people in your neighborhood.

Thumann Agency Inc
12770 Coit Road Suite 110 Dallas, TX 75251 
Phone: (972) 991-9100 | Fax: (972) 690-1733