Insuring Families and Businesses in Dallas for over 20 years

Homeowners Insurance Dallas, TX

When shopping for homeowners insurance in Dallas, TX                                                                  our local agents will provide you with home insuranceHomeowners insurance Dallas, TX quotes from highly rated insurance companies so you can compare different rates and choose the coverage that is right for you and you budget. 

As an independent insurance agency, our licensed risk managers will answer any questions you have about the different types of Dallas, TX homeowners insurance. Including personal property coverage, liability, discounts, and more.


Lower your Dallas homeowners insurance cost, call (972) 991.9100 Or start your Homeowners Quote right now - Most quotes are ready the same day. 


Homeowners Insurance Cost in Texas

  • National yearly premium average: $1,050
  • Texas yearly premium average: $1,600


Homeowners Policy Coverages in Dallas, Texas

  • Coverage for the structure of your home pays if your house is damaged or destroyed by a covered loss.
  • Coverage for your personal belongings - pays if the items in your house are damaged, stolen, or destroyed.
  • Liability protection - pays to defend you in court should you be found legally responsible for someone else's injury or property damage.
  •  Additional living expenses - pays if you are temporarily unable to live in your home because of an insured disaster.


Home insurance review


Not Covered by your Texas Home Insurance

  • Mold
  • Water damage resulting from continuous and repeated seepage
  • Floods
  • Earthquakes 
  • Maintenance-related problems


Are you Feeling the Need for More Security? 

Specialty coverage can be added for unique exposures within your typical homeowner’s insurance policy. Supplemental policies include

  • Valuable Articles/Floater Insurance policies (i.e. Jewelry, art & collections)
  • Flood Insurance policies
  • Earthquake insurance policies
  • Umbrella Insurance policies (additional liability)
  • Animal Liability (liability issues due to household pets)


Serving Dallas & Surrounding Cities 



Why Work with a Dallas Independent Insurance Broker?

We can collect Texas home insurance quotes from multiple companies on your behalf. Because we're a local insurance agency, our knowledge of the area helps us to meet your individual needs. Call today and let a Thumann Insurance agent help you manage your risk and cut your insurance costs 972.991.9100