Bar & Restaurant Insurance, Texas
When shopping for Restaurant Insurance in Texas the Thumann Agency understands the exposures of the industry.
From the family-owned bakery to the national franchise, we provide coverage for a large variety of restaurant types.
We use over 80 top-rated insurance companies to quickly find you the best restaurant insurance coverage, at the most competitive rate, all whilst providing you with a superior level of customer service.
Texas Restaurant Coverage Options
- Business Owner's Policy
Your business owner’s policy, known as a BOP combines your property insurance, liability insurance, and other common coverage's into one convenient package. A good way to save money on your insurance is to combine your policies with a BOP.
- General Liability Insurance
This is a must have as It covers you from lawsuits from non-employees (e.g., customers or vendors) that sue you over, advertising injuries, slip-and-fall accidents, illness after eating at your restaurant, and property damage.
- Liquor Liability Insurance
In Texas, it is required that any establishment holding a liquor license must carry liquor liability as part of their insurance.
- Property Insurance
Property Insurance covers your furniture, kitchen equipment, and buildings in the case of fire, theft, windstorms, or other covered events.
- Workers’ Compensation Insurance
Compensates workers who have been injured on the job. The policy is also designed to cover an employer’s potential liability arising out of the employee’s work-related injury or illness.
Who Needs Resturant Insurance?
All food and restaurant related businesses need some type of insurance to help get them back on their feet, should a coved loss happen. Examples of the different types of restaurant insurance we offer to food businesses include:
- Bar Insurance
- Food Trucks
- Deli Insurance
- Cafe Insurance
- Catering Companies
- Fast Food
- Food-delivery Insurance
- Pizza Restaurant Insurance
Have Questions? Call (972) 991.9100
- National Resturant Association
- Bureau of Labor and Statistics: Restaurants
- Average Costs of Restaurant Insurance