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Your 2017 Guide to Homeowners Insurance in Highland Park, TX

Your 2017 Guide to Homeowners Insurance in Highland Park, TX

Highland Park is an affluent town in central Dallas County, Texas, with Population of around 8,950 it is well known for its Parks and shopping, and its own school district. Its ISD is consistently ranked as one of the top 25 public schools in the nation.

When shopping for homeowner's insurance in Highland Park, TX the Thumann Agency uses over 60 top-rated insurance companies to find you the broadest coverage at the most competitive rates.  

For Competitive Quotes on your Insurance, call (972) 991.9100 or Start your Highland Park Home Insurance Quote Right Now. 

 

Typical Cost of Homeowners Insurance in Highland Park

National yearly premium average: $2652.00

The median home value in Highland Park is $1,676,500. Highland Park home values have gone up 9.6% over the past year. The median list price per square foot in Highland Park is $512, which is higher than the Dallas-Fort Worth Metro average of $126.

 

What your Highland Park Home Policy Provides

Dwelling coverage. Should your home be damaged or destroyed by a covered loss, this pays for the repair work or a complete rebuild.

Personal property coverage. If your personal property such as clothes, furniture, sporting goods, and electronics are destroyed or damaged, this reimburses you.

Other structures coverage. Pays for damages to detached structures like garages, sheds, fences and cottages on your property

Liability insurance. If you or your family member is found responsible for causing damage to other property or people this helps protects your assets and covers your defense costs.

 

Most Homeowners Policies Cover Losses Caused by

-    Fire and Lightning

-    Wind storms

-    Explosion

-    Theft

-    Aircraft and Vehicles

-    Sudden and accidental damage by smoke

-    Vandalism

-    Sudden and accidental water damage

 

Most Policies do Not Cover Losses Caused by

-    Flooding

-    Mold

-    Water damage caused by a continuous leak

-    Wear and tear

-    Termites, Insects or rats

-    Freezing pipes while your house is unoccupied

-    Earthquakes

 

Texas Tornado Fact In the year of 1994, a category F4 (max. wind speeds 207-260 mph) tornado 13.5 miles away from the Highland Park town center killed three people and injured 48 people and caused between $50,000,000 and $500,000,000 in damages. Remember, it’s important to buy enough dwelling coverage to cover the cost to rebuild.

 

Why should I use a Dallas Independent Insurance Agent? The Thumann Agency can quote and compare over 80 different top-rated insurance companies instantly, unlike captive agents who can only sell the products of one insurer.