Commercial Trucking Insurance, Texas
Over the past 20+ years, we've been proving Truck Insurance to the entire state of Texas. We work with some of the most top-rated companies for your commercial truck insurance policy and can quickly tailor a package that meets your truck and trailer needs, as well as your budget.
What Does Commercial Truck Insurance Cover?
Similar to an auto insurance policy, commercial truckers insurance comes with several types of coverage, each of which is specially designed to protect your business and your personal assets from catastrophic loss.
Commercial Truck Liability Insurance
Covers your liability risks if you or one of your drivers has an accident. Your liability coverage will include bodily injury liability to cover the costs of any injuries and medical expenses for the injured party, and property damage liability to cover the costs of any property damage in an accident. Your commercial truck liability insurance will also cover the expenses of your legal defense.
Physical Damage Coverage
Covers you for any damage to your vehicle from an accident or another incident. This coverage includes both comprehensive coverages to pay for damage from theft, vandalism and other than collision causes, as well as collision coverage to pay for damage from a crash.
Uninsured Motorists Coverage
This covers any costs of damages and injuries if you or one of your employees is in an accident when the other driver is at fault, but that driver doesn't have sufficient coverage to pay for your property damage and injuries.
Truck cargo coverage This covers damage or theft of items your truck is hauling.
Types of Commercial Truckers Insurance
Commercial trucks involve several types of large vehicles, including:
- Semis (tractor-trailers or 18-wheelers)
- Dump trucks
- Garbage trucks
- Car haulers and auto trailers
- Tow trucks
- Flatbed trucks
- Tank trucks
- Box trucks
Cost of Commercial Truck Insurance
The cost of trucking insurance is determined by several factors. Including:
- Your business type
- Your driving radius
- Your vehicle
- Your location
- The limits you need
- The drivers driving history
The Thumann Agency Specializes in Commercial Insurance
Not only can our agents find the best commercial truck insurance policy for your company at the most competitive rate, but your agent will be able to assist you with every aspect of your business coverage, from property coverage to general liability, to commercial truck insurance.
Related Article: Read Truck Insurance Facts, here.